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Post by Jennifer ~ Mommy to Aryanna on May 31, 2006 19:41:46 GMT -5
Aalissa ~ I just wanted to ask you if you know your credit score? If you do, you can call up the companies and ask them what types of loans they could get you if you had "xxx" as a credit score and that you dont want them to pull your credit report yet since you are just looking. That is what we did. We probably looked at 5 different companies and only the last 1 pulled our credit.
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Post by aalissa on Jun 1, 2006 7:53:05 GMT -5
Okay here go's nothing a morning FULL OF mortgage companys!! Thanks again Jenn for helping me out with advice!!! lets hope we find something I could not even sleep last night with all this mess! I even had sex to help me relax.... nope did not help I could not help but think, think, think! and WELL IT was the worst day in along time!! then we where at my INS company (I forgot to tell u this) we are talking and hear the TORNADO SIRENS..... going off like crazy, it started to form a WICKED storm on the way there..... it was crazy" so we hopped in the car and got into Bay City..... we have had some messed up storms already this year!!! okay girlys HAVE A GOOD MORNING!! I have alot of work ahead of me
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Post by nicolax2 on Jun 1, 2006 9:31:54 GMT -5
Hey girls, well it looks as though summer has finally arrived here in little England!!!!!!!!! Hope everyone is well and has a good day x x x
Lissa - Good luck trying to get everything sorted out today, I hope it all works out for you hunny! x x x
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Post by aalissa on Jun 1, 2006 14:58:50 GMT -5
nicola!! just another mountain in the road!! well I went and fax some papers at my moms shop and my sister pulls up! SO ANYONE WANT TO GEUSS what her truck looks like after leaving my house on steve's party......... the whole passenger side is F*&@ed!!!! looks to me like she rolled it?? and I ask my aunt what that was from and she said THAT night she did that! she doe snot rememeber who or what she hit
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Post by Diane on Jun 2, 2006 7:54:44 GMT -5
Lissa - yeah on getting the house, but sorry the mortgage company is being rude. Jen has a good idea, if you know your score, which the other agency has to tell you or just ask for a copy of your credit report, then you could just call and say I have a Credit score of this can you help me.
Beware of downpayments lower than 20% due to extra fees and private mortgage insurance(PMI) which can up your cost. we had 10% down and had to pay an extra $100 a month just for PMI, but I know the lower % downs can have other fees. so since this place is being fishy make sure no extra fees are attached.
I know our mortgage company played games with us also, like 2 weeks before closing said we needed to have at least 2 payments extra in the bank, so we had to borrow $ for them to see and then gave it back to my brother.
Sorry to hear aobut your car, hope you can get it fixed and the other guy has to pay!
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Post by missy on Jun 2, 2006 11:38:40 GMT -5
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Post by aalissa on Jun 3, 2006 20:42:21 GMT -5
well this place is dead!!!!!!!!!
Thats okay I just wanted to say Stevie's Birthday was today HE IS NOW 4 "WOW" how fast they grow!!!!!!!! his Nanna Pam from NC surprised US ALL!! that was nice! BUT made it alot HARDER to watch them leave!! I just wish we could all be a family again!! O' well ha'............. stevie had a great birthday got nice stuff! Okay updates later on the whole house thing! and all that other crap! I'm tired!!!!!!!
hope you all of having a great weekend!!
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Post by chrissy on Jun 3, 2006 23:17:02 GMT -5
lissa glad stevie had a great b-day!!!!! i havent been on, things are so busy with work, setting up for graudation next week and practice, then we had a party, then we took my brother out for the day, prior this week we are setting up my diaper bag and car seat and getting reayd for the airport. no news but just in cse! those mommy instincts! how is everyone else and your weekend going? i will be back tomorrow xoxoxo chrissy
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Post by nicolax2 on Jun 5, 2006 5:33:05 GMT -5
Hi girls, hope you are all well.
Lissa - So glad Stevie enjoyed his birthday, I hope you did too! How are things going with your mortgage application and are you still in the running for the house? x x x
Chrissy - Morning hunny, hope you are well, have you had any news abut Kira yet? I know you will let as know as soon as you do but I waiting very anxiously! x x x
Diane - How are you doing? Hope you are still feeling well x x x
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Post by aalissa on Jun 5, 2006 8:53:14 GMT -5
Good morning girls! Yes I still can't believe stevie is 4 already THE TIME FLYS! Chrissy** You are getting those feelings THEY ARE most likely right!! so get all the stuff you will need together Nicola** nothing yet! dealing with the last mortgage company and we have the house Inspection today at 4:00pm ..... but steve does not want to go threw with it if WE CAN"T get a mortgage.....? so I'm sure he wil be bugging this guy this morning to give us an answer................... just a mess
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Post by christinam on Jun 5, 2006 16:10:32 GMT -5
hello girlies! how was everyones weekend? mine was good. friday night dh surprised me with a girls night of spa treatment with my friends the women came to the huse gave us facials and make overs it was fun...we ordered chinese drank some wine! sat we went by some friends for dinner. sunday i had my parents and dh parents over for dinner, and surprisingly all had some fun, laughs and it was actually a nice day! i surprised dh with plane tickets in two weeks to go see his best freind since they were little in burbank, he was so suprised, i made it just for the guys...he needs that before the baby! so other then that, i am getting my class ready for graaduation next week, doing report cards and diplomas, busy 2 weeks. no baby news, but lissa your right, i feel those mommy instincts something tells me any day! nicola and girls thanks for support and excitement! i wish we all lived closer to meet our babies and hang out! well be back later xoxoxox chrissy
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Post by Diane on Jun 5, 2006 19:02:37 GMT -5
Lissa - sorry about all the mortgage and credit problems, that just stinks.
YEah on your little one being 4!!!!!!!!!!!!
Chrissy - cute daddy to be gift for DH!!!!!!!!!!!! just hope MIL can leave you alone while he is gone.
Nicola - doing OK. Had a busy weekend and today started babysitting for extra $$$. Couting down to vacation time!!!!!!!
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Post by nicolax2 on Jun 6, 2006 7:56:44 GMT -5
Morning ladies! ( early afternoon here now!).
Lissa - Did the house inspection go ahead yesterday? And are you any closer to getting a mortgage? x x x
Chrissy - Sounds like you had a great weekend. Both our mil's must have been in a good mood over the weekend as we had a BBQ and the in-laws came, but suprisingly we had a great time too! If only it could be like that all the time hey!! It would be great if we all lived close by, meeting you would be great, it is very strange having friends that I have never met or even spoke to! x x x
Diane - Glad your doing ok. I read somewhere on one of your other posts that you were starting some babysitting. Well have fun doing it and I'm sure the extra money will come in handy for your holiday x x x
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Post by aalissa on Jun 6, 2006 8:24:15 GMT -5
Nicola** Yes and NO??? if that makes sense?? THe inspection is Imcomplete at the moment... because the gas company DID NOT Turn on the gas and there was no METER...."ughhh" but he has the rest of the house done!! still nothing from the mortgage company?? but now I'm dealing with my car ISSUE!! My INS is only paying $451.00 and I have to pay the 500 deduct. but he told me he was going to get the guys ins to pay? anyways dealing with that at the moment! and the house ;} the mortgage company said to my Agent that he is going to help us? whatever that means? Diane** you been hiding under a rock chicy..." hhe hhe ;} hope you are well! chrissy** AWWW" WE ALL COULD HAVE SOME FUN!!! ;} how u today chic?
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Post by aalissa on Jun 6, 2006 15:34:52 GMT -5
Well this is her 4 bedroom 2 full bath IN NEED OF LOVE AND BLEACH AND SIMPLE GREEN the yard go's all the wwaayyyy back and the garage is behind the house. So far EVERYTHING IS A go... The mortgage company has to appraise the house yet..
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